No minimum volume
CheckStream Commercial has no minimum volume requirement, which is what makes a first client worth taking rather than a loss.
Service bureaus and commercial printers
Printing checks for other people, on the equipment you already run
A commercial printer or mailing house is not printing its own checks. It is printing other organizations' checks, which changes the problem: many accounts, many templates, other people's deadlines, and a reject that is your fault and their money.
That is the case CheckStream Commercial was built for. It lets a printer offer check services on the equipment already on the floor, with no minimum volume requirement, supporting variable data across multiple bank accounts and several check types in one workflow.
What the job demands
Four things that decide whether this works
Many accounts, one blank
Every client account is a template rather than a stock line. A printer that holds pre-printed forms per client is holding their inventory risk as well as their work.
Nothing negotiable on the shelf
Blank safety stock carries no account number and no bank name. What sits in the storeroom overnight is paper, not somebody else's checks.
A reject is your problem
When the client's bank charges for a rejected item, the conversation comes to you. That is why the guarantee, and the approved supplies behind it, matter more here than on an in-house operation.
Why print on blank stock
Pre-printed stock
One product per account
- Ordered in quantity
- Stored under lock and counted
- Obsolete when a bank, address, or account number changes
- Destroyed, and reordered
Blank safety stock
One product covers every account, each check printed on demand
- Change a template, not an inventory
- Nothing to secure beyond the blank stock
- Nothing to destroy when details change
- Never short of a specific account’s forms
What it takes
Printer, software, supplies
Each model below is sized to this buyer's monthly volume, with room for the peak month.
CheckStream Commercial
Built for commercial printers generating checks in digital on-demand workflows. Variable data, multiple bank accounts, and check types including blank checks, business checks and negotiable instruments.
Production or workgroup, by client mix
A bureau running for many small clients often sits in the workgroup class. One running a few large ones sits in production. The deciding number is the monthly total across all of them, not the largest single job.
ProMark MICR toner and stock
Toner formulated per print engine, and stock that meets the specification. Both are conditions of the guarantee, and on client work the guarantee is the thing you are selling as much as the printing.
The MICR Performance Guarantee
We cover bank fees for rejected checks over the bank's acceptable rate, where our materials caused the reject.
Five conditions apply together: a Rosetta Technologies branded printer, purchase from an authorized source, approved supplies, our MICR fonts, and continuous maintenance under an approved service plan. Mixing standard and MICR toner cartridges or photoconductor drum units is an explicit exclusion.
A picked order boxed and labeled on the dispatch bench, ready to ship the same day.
Questions this buyer asks
Straight answers
Do we need a minimum volume to offer check printing?
CheckStream Commercial has no minimum volume requirement. That is the specific reason it exists as a separate edition.
Can one machine print for several client banks?
Yes, and that is the point of blank stock. The bank details, the account, the background and the MICR line all print at the same time, so a new client is a template rather than a stock order.
What happens if a client's item is rejected?
The MICR Performance Guarantee covers bank fees for rejected checks over the acceptable rate where our materials caused the reject, subject to its five conditions. On client work that is worth reading carefully before quoting.
Can we keep using our existing press?
For the composition, often yes. For the MICR printing itself, no: the magnetic line needs a MICR printer with our toner and fonts. Tell us what you run and we will say which part is an addition and which is a machine.
Other operations
A different job needs a different answer
Banks and Financial Institutions
A bank is the one buyer that sits on both sides of the MICR line. It prints items that have to clear, and it receives items that have to be read, returned, and replaced. Both jobs run on a clock that does not move.
See the fitPayroll and Insurance Claims
Payroll and claims work is defined by its deadline. The run is large, it happens on a date everyone already knows, and every rejected item is a person who did not get paid on the day they expected to be.
See the fitHealthcare Payers and Providers
A healthcare payment is rarely just a check. It arrives with remittance detail the provider has to reconcile against claims, and the two have to stay together from the printer to the envelope.
See the fitGovernment and Education
A city finance office, a school district and a university bursar are running the same job: scheduled disbursements that cannot be late, paid to people who are not set up for electronic payment, under a purchasing policy that has to be satisfied before anything is bought.
See the fitSmall and Mid-Size Business
Below a certain volume the question is not throughput. It is whether a finance team should be storing, securing, counting, and destroying pre-printed check stock for every account it holds.
See the fitCheck Return and IRD Teams
A return item arrives as a record in a cash letter file. It leaves as a physical document that carries its own MICR line, or it does not leave at all and somebody works it by hand.
See the fit
Get in touch
How many client accounts, and what do you run today?
The number of accounts and the press you already own decide most of this. Tell us both and we can say whether it is a software addition or a machine.
- (800) 937-4224
- info@rosettatechnologies.com
- Monday through Friday, 8:00am to 5:00pm ET