Four products covering two halves of the same operation. One prints checks on blank stock. The other turns returned items into compliant Image Replacement Documents and decides what happens to each one.
All four are built around the same constraint the printers are: a MICR line has to land inside a bank reader/sorter's tolerances, every time. That is why the returns products ship with their own printer, and why the color check editions name the exact printer they integrate with.
Prints the whole check onto blank stock: the background, the logo, the security features, and the MICR line. Six editions from one user at a desk to a commercial print operation.
Receives X9 electronic cash letters and prints compliant Image Replacement Documents on demand, as a bundled software and MICR printer system.
A rules-based decisioning engine that disposes of inclearing items by amount, presentment count, or return reason code, and merges the chargeback letter with the IRD.
Universal print management across UNIX, Linux, Windows, and AS/400. Routes every job to the right device, reprints page ranges rather than whole documents, and allocates cost by department.
CheckStream: what gets composed, in one pass
Printed onto blank safety stock. Nothing is pre-printed. Background, logo, security features and MICR line all print at production time.
A finance team working a month-end run. Peak volume, not the average, is the number that sizes a printer.
What an IRD carries
Printed on demand, because the MICR line is specific to the item.
Most organizations start on one side and discover the other later. They are worth understanding together, because the same MICR quality problem shows up in both and the same guarantee covers both.
You are producing payments. The risks are a rejected item costing a bank fee, pre-printed stock going obsolete when an account changes, and an unauthorized person printing a check.
You are receiving items that came back. The risks are an item held too long to re-present, a chargeback packet assembled wrong, and an IRD a reader/sorter will not accept.
The MICR Performance Guarantee is possible because we supply all three parts of the print path. When MICR quality is in question, there is no argument between three suppliers about whose part caused it.
Tell us your monthly volume and what you are running now. That is enough for a real answer rather than a brochure.
